About Us
Welcome to Foster Wealth – your trusted financial GP.
At Foster Wealth, we're more than just financial advisers; we're your partners through life's journey. We pride ourselves on building lasting, personal relationships grounded in trust, understanding, and genuine care.
Who we help by life stage
Starting out or starting again
- Life is filled with new beginnings. Whether you're just stepping into the workforce, recovering from financial setbacks, or starting fresh after major life changes, it's perfectly normal to feel uncertain or overwhelmed.
- Remember, every successful financial journey starts with the courage to take the first step.
- At Foster Wealth, we understand these pivotal moments.
- Our supportive team is here to guide you through each stage, helping you build strong financial foundations.
- Together, we'll develop practical strategies tailored specifically for your circumstances, ensuring you feel confident, informed, and ready to thrive.
- You're not alone—let's take this step forward together.
Building family wealth
- Family is your greatest investment, and building wealth for your family's future is a rewarding journey. Whether you're planning for your children's education, securing your home, or preparing for life's unexpected turns, we understand the importance of financial security and the peace of mind it brings.
- At Foster Wealth, we're here to support you at every step. Our dedicated team will help you navigate financial decisions, creating personalised strategies to safeguard your family's wellbeing and prosperity.
- Together, we'll build a strong financial foundation, empowering you to provide for those you cherish most.
- Your family's future matters—let's build it together.
Retirement countdown
- Retirement is an exciting milestone you've earned through dedication and hard work. As the countdown begins, it's important to ensure that your financial plans align with your vision for this rewarding stage of life—whether traveling, pursuing passions, or simply enjoying peace of mind.
- At Foster Wealth, we're committed to helping you approach retirement with confidence.
- Our experienced team will work closely with you to create a tailored strategy that aligns with your retirement dreams, manages risks, and ensures your wealth lasts as long as your adventures do.
- Start counting down with clarity and confidence—we're here to guide you every step of the way.
Retire in style
- Retirement is your opportunity to enjoy the lifestyle you've always dreamed of. Whether your vision includes luxurious travel, pursuing hobbies, spending time with family, or simply relaxing comfortably, achieving your dream retirement requires thoughtful planning and personalised strategies.
- At Foster Wealth, we specialise in helping you retire with confidence and style. Our experienced advice team works closely with you to craft tailored financial solutions that ensure your retirement years are filled with fulfillment, security, and the freedom to live life your way.
- We're here to support your journey towards a stylish and satisfying retirement every step of the way.
Our Advice
Smart Investing: Essentials for Growing Your Wealth
Investing can feel intimidating, but it's one of the most effective ways to grow your wealth and secure your financial future.
Managing Personal Risk: Protecting Your Future
Personal risk management is essential for safeguarding your financial stability and peace of mind.
Superannuation
At Foster Wealth, we understand the complexities of superannuation and help simplify it so you can make informed decisions tailored to your personal financial goals.
Is a Self-Managed Super Fund Right for You? Balancing Flexibility with Responsibility
Self-Managed Superannuation Funds (SMSFs) offer individuals significant flexibility and control over their retirement investments.
Our Process
This represents the initial fact-finding and goal-setting stage.
"First, we'll have a chat about your current situation. We'll talk about your income, your expenses, your debts, and your assets. More importantly, we'll discuss your goals. What do you want to achieve? Are you saving for a house, planning for retirement, or wanting to protect your family? Understanding your 'why' is the most crucial part."
About your Adviser:
James Malcolm
Templestone Adviser of the Year (Nominee; 2025)
Templestone Rising Star of the Year 2024 (Nominee; 2025)
James Malcolm and Foster Wealth is based in Penrith. A Wealth Adviser and SMSF Specialist Advisor™, an accountant by trade with over 30 years' experience in financial services across Australia, the UK, NZ, and Asia, with a deep understanding of the professional accounting industry. James offers holistic advice, empowering individuals and families to achieve financial certainty and well-being, adapting strategies to life's changes. James specialises in SMSFs, family trusts, and other entities, collaborating with other professionals who may include accountants, lawyers, and mortgage brokers.
